Claude Code cost calculator

Claude Code: subscription or API billing?

Model your coding sessions — active days, sessions per day, context size, and cache hit rate — and see what the same usage costs in API tokens, plus which subscription tier covers it.

Free · no sign-upRuns in your browser.Plan data verified Aug 16, 2026

Agentic coding re-reads project context constantly; 70–90% hit rates are typical with a stable CLAUDE.md and file order. Cache reads bill at 10% of input.

Subscription tiers (annual billing)

Which plan fits this usage?

Pro$17.00/mo annual · $20.00 monthly

~45 Sonnet-hours or ~11 Opus-hours per week.

Covers this usageSubscription includes Claude Code + 1-hour cache TTL
Max 5x$100/mo annual · $120 monthly

~140 Sonnet-hours or ~35 Opus-hours per week.

Covers this usageSubscription includes Claude Code + 1-hour cache TTL
Max 20x$200/mo annual · $240 monthly

~560 Sonnet-hours or ~140 Opus-hours per week.

Covers this usageSubscription includes Claude Code + 1-hour cache TTL

Estimates only. Reference points from Anthropic: ~$13 per active developer-day and $150–250 per developer-month on API billing; multi-agent teams consume ~7x tokens. Subscription sessions cache for 1 hour; API-key sessions default to 5 minutes. Verified Aug 16, 2026 — check current plans before purchasing.

01

Two billing modes

Subscriptions (Pro $17–20, Max 5x $100–120, Max 20x $200–240 per month) grant weekly model-hour allowances. API mode bills every token at list rates — Sonnet 5 at $2/$10, Opus 5 at $5/$25, Fable 5 at $10/$50 per million.

02

Caching decides the API bill

Agentic coding re-reads your project constantly. Cache reads cost one-tenth of fresh input, so a stable CLAUDE.md and consistent early files typically cut 60–80% of input cost. Subscription sessions cache for 1 hour; API-key sessions for 5 minutes by default.

03

Anchor to real numbers

Anthropic’s published reference points: ~$13 per active developer-day, $150–250 per developer-month, and multi-agent teams consuming ~7x solo-session tokens. Compare your projection before committing to a plan.

Plain-English answers

Claude Code cost questions

How much is Claude Code per month?

Included: Pro runs $17/month on annual billing ($20 monthly) with ~45 Sonnet-hours weekly; Max 5x is $100/$120 for ~140 Sonnet-hours; Max 20x is $200/$240 for ~560 Sonnet-hours or ~140 Opus-hours. On API billing, cost is usage-based — commonly $150–250 per developer-month at full-time intensity.

When is API billing cheaper than Max?

For bursty or light usage (a few focused sessions a week), metered tokens often cost less than a Max plan. Consistent daily agentic use almost always favors a subscription. Teams that need central billing, audit logs, or shared pools should use API mode regardless.

Does Claude Code on subscription have token limits?

Plans are metered in weekly model-hours (Sonnet-equivalent) rather than raw tokens, with rolling 5-hour and weekly windows. Heavy context, multi-agent teams, and Opus/Fable routing consume hours faster.